Land Bridging Finance

Land bridging finance is a short-term loan to finance land purchases to secure a longer-term financing solution or complete a development project.

Commercial Open Market Value

LTV up to 70%

Residential Open Market Value

LTV up to 75%

Commercial 180 Day Value

LTV up to 75%

Residential 180 Day Value

LTV up to 80%

What is land bridging finance?

A land-bridging finance loan provides the necessary capital to acquire the land quickly, often within a short timeframe. This loan “bridges” the gap between the purchase of the land and the availability of permanent financing, such as a construction loan or a mortgage.

This type of financing is commonly used by property developers, investors, and individuals looking to acquire land for development or investment purposes. It provides a flexible and relatively quick way to secure funding for land purchases while allowing borrowers time to arrange longer-term financing or complete their development projects.

The Bluecroft team working together to put a bridging finance deal together for a developer that needs short-term funding.

How could land bridging finance help?

Land bridging finance offers a short-term funding solution for land acquisition, providing borrowers with speed and flexibility to capitalize on real estate opportunities.

When you need speed and flexibility

Land bridging finance offers a faster and more flexible financing option than traditional lenders like banks.

When traditional lending isn't an option

Bridging finance provides borrowers with access to capital when traditional sources may be unavailable or too slow.

When you're waiting for permanent financing

Land bridging finance offers a short-term financing solution tailored to the specific needs of land acquisition and development projects

To enhance investment returns

Land bridging finance can enhance investment returns by enabling them to capitalize on opportunities that offer favorable returns

Most common use cases

Property Development

Real estate developers often use land bridging finance to acquire land for development projects.

Land Assembly

Land bridging finance can also be utilised for land assembly projects, where multiple parcels of land are consolidated for a larger development.

Land Investment

Investors may use land bridging finance for speculative purposes, aiming to capitalize on potential future appreciation of the land value.

Construction Preperation

Sometimes, developers need to secure land before finalizing construction plans or obtaining necessary permits

Frequently Asked Questions

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How we can help

A common misconception is that bridging loans are only used when purchasing property at auctions or when buying a new property before you have sold our existing one. Whilst they can be used for these pruposes, they can also be utilised in other scenarios too, including when tradtional mortgages aren’t suitable or when a business has been suffering financial difficulties and their existing lendor will not lend any more funds.

Residential Bridging Finance

Auction Bridging Finance

Development Finance

VAT/TAX Bridging Loan

Business Bridging Loan

Land Bridging Finance

Other Bridging Loans

Commercial Bridging Finance

Auction Bridging Finance

Other Bridging Loans

Contact our team

Why choose Bluecroft Finance?

Choose Bluecroft Finance for your bridging loan and experience unparalleled speed, flexibility, and accessibility. We provide quick approval and funding, tailored to meet the needs of unique circumstances. Whether you’re a property developer, investor, or business owner, our transparent rates and terms ensure clarity and peace of mind.

Unmatched Speed

We help our clients move quickly

When time is of the essence

Our Expertise

Backed by our experience

We’ll guide you through the process

Tailored Financing

We’ve crafted simple financial products

An alternative to traditional lending

Accessible Offering

We take enquiries on a case by case basis

To help you when you need it most

Unlock Funding Today

Bridging finance offers speed, flexibility, and accessibility, making it a powerful tool for individuals and businesses alike. With quick approval processes and tailored repayment options, bridging loans are ideal for urgent financial needs such as property purchases or temporary cash flow issues – get in touch with Bluecroft and we’ll be in touch to help you unlock your funding today.